Services

Insurance benefits

Loimu uses the mutual insurance company Turva for the insurance benefits offered to members. The details, terms and conditions of the insurance policies are available on the Turva website.

The insurance policies listed below are included in Loimu’s membership fee:

Leisure-time traveller’s insurance

The union membership card/mobile membership card serves as proof of your insurance. If you wish, you can also print insurance documentation via the members’ intranet to bring with you when you travel.

Organisation insurance

You are covered by organisation insurance when you carry out duties for the union or attend the union’s events.

Professional liability and legal expenses insurance

This insurance covers union members who are in an employment relationship with a third party, as well as student members and grant researchers in matters pertaining to research work. The insurance also covers union members who are self-employed, or entrepreneurs who have no employees.

In addition to the insurance policies included in the union membership fee, Turva grants discounts to members on other voluntary insurance policies, such as home insurance, car insurance and personal insurance. More information
If Vahinkovakuutusyhtiö Oy.

Organisational customers’ benefits: Primus life insurance and accident insurance, as well as other insurance benefits offered by If. More information

Other insurance benefits

Employees’ group life insurance

The central labour market organisations have agreed on the provision of life cover for employees. Policies are taken out by employers, who also pay the premiums.
The liability to take out insurance applies to all employers whose binding collective agreement contains regulations on group life insurance, or in whose field a general national collective agreement containing such regulations is in force. More information

Union insurance for persons carrying out duties for the organisation

Union insurance covers the performance of duties for the organisation and attendance of the union’s events anywhere in the world. All union members are covered by the insurance. In a derogation from the terms of insurance, the maximum age of 70 years does not apply to the traveller’s insurance.

The union insurance includes traveller’s insurance, baggage insurance and travel liability insurance.

Professional liability and legal expenses insurance

Who is insured

This insurance covers union members who are in an employment relationship with a third party, as well as student members and grant researchers in matters pertaining to research work. The insurance also covers union members who are self-employed, or entrepreneurs who have no employees.
The use of the legal expenses insurance is subject to receiving advance written approval from the union prior to hiring a legal representative.

 

 

 

Loimu

Mikonkatu 8 A, 8.krs
00100 Helsinki
Tel. 09 6226 850
loimu@loimu.fi

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