Benefits of an entrepreneur

Loimu is a member union of AKY – Akavalaiset yrittäjät ry. AKY organises trainings, entrepreneurship events and company visits that the entrepreneur members of Loimu can participate in. You can find more information on academic entrepreneurship and upcoming events and trainings at www.aky.fi (in Finnish).

Loimu’s members are entitled to receive free telephone counselling on legal matters concerning personal life from Aika attorneys.

The counselling applies to legal matters related to personal life. You can ask for advice on, for example, inheritances and wills, prenuptial agreements, division of assets and gifts as well as responsibilities in housing and property transactions.
Telephone counselling covers matters that a member of the union can express and the lawyer can solve over the phone without familiarising themself with documents or emails. If a matter cannot be figured out during the telephone conversation, you have a possibility to agree on a commission with a lawyer. Aika is happy to help with all kinds of legal questions. Commissions are charged separately. Read more: https://www.loimu.fi/en/membership/membership-benefits/free-telephone-helpline-advice-on-legal-matters-concerning-private-life/

VirtualLawyer is an electronic legal databank created by the attorneys of the legal services company Fondia. The databank provides basic juridical knowledge to support daily business operations. The service includes over 1,700 articles in Finnish and English covering important juridical questions for entrepreneurs, over 150 document models with instructions and checklists. The service also suggests useful links to laws and other sources of information for those who need additional information.
As a membership benefit, the members of Loimu get free access to the VirtualLawyer service. The service’s normal price is 240 euros per year.

The VirtualLawyer service covers the ten most important areas of law for business:

• Personnel and supervisor work
• Legal agreements for businesses
• Data protection
• Consumer protection and product liability
• Corporate law
• Financing and mergers & acquisitions
• Public procurement and competition law
• Environmental law and construction
• Business assets
• Environmental law and construction
• Business assets

You can start using the service by registering at https://virtuallawyer.fondia.com/en and by providing a campaign code. You can find the campaign code in the member pages.

With the coach you can consider the possibility of becoming an entrepreneur, which company form is suitable for you, social security or the everyday life and well-being of an entrepreneur.
Loimu’s career coach has personal experience in both full-time and part-time entrepreneurship. Book online sparring session: www.loimu.fi/ajanvaraus

Read more (in Finnish): https://www.loimu.fi/tyo-ja-ura/tyossa-oleville/miten-urapalvelut-tukee-uranhallinnassa/ 

The members of Loimu can use the UKKO.fi invoicing service with a 20 per cent discount. The member price is 4 per cent of the total amount of invoicing, excluding VAT (the normal price is 5 per cent). You can get the discount by letting the UKKO.fi customer service know that you are a member of Loimu. Please note that the users of invoicing services are considered to be entrepreneurs (often part-time), which has an effect on unemployment security. Additional information about UKKO.fi’s services and the deployment of the service are available at the UKKO.fi page.

The members of Loimu get a 10 per cent discount from the monthly fees of UKKO Pro. Monthly fee from 0 euros per month. UKKO Pro is meant for private traders who can automatise their accounting through the service and therefore save in accounting fees. It is also possible to establish a trade name for free through the service if you do not have one already. For more information, visit the UKKOPRO.fi page.

The members of Loimu get a 20 per cent discount on the OP Light Entrepreneurship service. Enter your Loimu membership number when you start using the service. The OP Light Entrepreneurship service takes care of paperwork, tax returns and payments for you, which means you can focus on your business. You will get a business ID through the OP Light Entrepreneurship service, which means that you will become an actual entrepreneur, although if your operation is small-scale, you can be considered as a part-time entrepreneur. For more information, visit OP’s pages.

Loimu’s entrepreneur members can get Suomen Yrittäjät’s large service package for 143 euros per year. You can get the service package directly from the Suomen Yrittäjät website. The service package includes, for example, a document bank and information services.

Danske Bank wants to make your company’s daily banking smooth and hassle-free, giving you more time to focus on what really matters – running your own business.

Read more (in Finnish) 

 

Loimu’s member insurance are with the insurance company Turva. The detailed information on the types of insurance can be found in Turva’s website.

The forms of insurance below are included in the membership fee:

• Traveller’s insurance for leisure journeys
  The union’s membership card/mobile membership card are accepted as a certificate of insurance. If necessary, you can order a traveller’s insurance certificate from Turva’s website.
• Organisation insurance
  While doing the union’s organisation work and during events, you are insured in the Organisation insurance as a member of the union.
• Professional liablity and Legal Expenses Insurance
  The insured are union members and student members employed under an employment or official service relationship, as well as grant-funded researchers in matters related to research work. Also insured are independent professionals and entrepreneurs belonging to the union who do not have employees. Insured are those members who, in accordance with the union’s rules, have paid the membership fee and have been members of the union for the previous six months. 
  

In addition to the insurances included in the membership fee, Turva offers discounts on other voluntary insurances, such as home insurances, car insurances and personal insurances. Read more

• Remember also our Legal protection benefit
  The legal protection benefit shall compensate the legal expenses of a member in the event of a dispute related to the employment or service relationship, if the dispute cannot be settled by negotiation. The benefit is better for the member the longer the person has been a member. The legal protection benefit starts to accrue immediately upon joining the membership, also for student members. Read more!

Benefits of insurance company If: Primus life insurance and accident insurances as well as other insurance benefits offered by If. Read more.

Holvi is a fully digital financial management service that gathers together everything that a small entrepreneur needs. A fully digital account and tools attached to it are in the core of the service: a payment card, invoicing, online store and accounting. Holvi business account offers all the same payment features as a traditional account. With Holvi’s mobile app you can monitor transactions easily with your phone. You will receive a notification of every purchase and you can snap a picture of a receipt with your phone and save the receipts directly to your accounting. You can create, send and monitor invoices easily, and with Holvi’s reports view and VAT calculator, you will know exactly how your business is doing.

Loimu is a member union of AKY, which means that the members of Loimu will get Holvi’s Grower package for three months without a monthly fee by using the discount code found in the Member+ service when opening an account.

See the trainings and events for entrepreneurs in Loimu’s training calendar: https://www.loimu.fi/tapahtumat-ja-koulutukset/